The cost arithmetic.
The cost of building-while-delivering never appears on a budget line — it appears as the overrun. Here is the full comparison behind the headline: an illustrative 20-month, multi-business-unit programme of ~430 working days, priced three ways.
The alternatives, honestly stated
Versus a Big 4 support layer. £2,000–£4,000 a day at working level, £2,500–£5,500 at partner level; a five-person pyramid; and predominantly advisory — recommendations your own staff must still implement.
Versus building in-house. Seconded staff are almost never solely dedicated — BAU reclaims them exactly when the programme needs them most — and they typically haven’t run an S166 before, so tooling and governance are learned at the programme’s expense.
Solid: budgeted cost. Hatched: typical overrun added by the delivery model (proj.).
Big 4: budgeted £3.9m + 30–45% typical overrun. In-house: £0.8m visible — secondee time uncosted, + 35–50% overrun. ACON: budgeted £1.2m, engineered to close within 10% — call it £1.3m, all in.
Line by line
(proj.) = projection based on the published research base and the founder’s reference programme. Illustrative, from published market rates and stated assumptions — not quotations.
Why the overrun matters more than the fee
On a programme running at over £500,000 a month, a “normal” 30% overrun is roughly seven extra months — £3.5m+ of extended run-rate, plus extended skilled person engagement. ACON makes slippage visible the day it is created: overrun cost falls, reporting stays accurate, the FCA sees a controlled programme, confidence holds, attrition falls — and the working environment stays humane in what is already an extremely stressful, fast-paced undertaking.
Further proof points: 3–4 working days saved at mobilisation, and 7–11 working weeks saved or protected across a typical 12–24 month delivery phase, through AI-maintained linked documents (proj.). Manual reporting, reconciliation and document-maintenance effort cut by up to 80% on the reference programme.
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